Plan A Benefits

• Bonuses + company contributions go to retirement

• Tax-deferred growth on investments

• Company match: 4% on deferrals + estimated 5% annual discretionary bonus

• Over time, your bonuses grow — helping you build a monthly income of $6,500 or more* after 15 years with Encon.

• Access to RBC Wealth investment consultant

• Can borrow against retirement value

Company match: 4% on your 401(k) deferrals, plus an estimated 5% annual discretionary contribution.

What this could mean for you:
Assuming a salary of $100,000, contributing 6%, receiving the 4% match, plus a 5% discretionary contribution, and earning an average 7% annual investment return, your retirement account could grow to approximately $850,000 after 15 years.

This balance could provide an estimated monthly retirement income of around $6,500 if withdrawn over a 20-year retirement period.*

 *Estimates only. Actual results may vary based on market conditions and individual circumstances. All bonuses are discretionary. Calculations assume:

• $100,000 annual salary

• 6% employee contribution

• 4% company match

• 5% annual discretionary contribution

• 7% average annual rate of return

• 20-year withdrawal period
  Actual returns and company contributions may vary.

Plan B Benefits

• Immediate cash flow from bonuses

• Flexibility to invest or spend as needed

• Company match: 4% on deferrals

• Can switch between plans as life changes

• Control over your money timing